Risk mature organizations recognize that cyber insurance is the foundation of a comprehensive cyber resilience strategy, not just a checkbox on the risk management to-do list. With data compromises reaching record numbers in 2025 — a 79% jump over five years1 — understanding what policies cover has become essential to protecting your business in a rapidly escalating threat environment.

The good news is that the cyber market has softened over the past three years, and carriers have eased underwriting requirements and increased capacity. This creates valuable opportunity for organizations to secure more favorable terms while proactively expanding cyber coverage and strengthening controls around exposures such as social engineering and third-party vendor cyber risk, as well as building robust response capabilities.

https://www.hubinternational.com/blog/2026/03/build-strong-cyber-resilience-beyond-insurance-coverage/